Has this SMU team REALLY improved THAT much after a disappointing season opener at Nevada (only won 29-24) and a home loss (18-15) to BYU? Sure, the Pony Express has come back to put up 108 total points in the last two games and just beat Florida State pretty convincingly, by 26 points. The Mustangs ran wild in their ACC debut in front of a sellout crowd with 467 yards of total offense. QB Jennings posted a career-best 254 yards while RB Smith had a season-high 129 on the ground. But it was only a 14-9 game at halftime vs FSU and it was an 82-yard INT return (one of three Seminoles’ turnovers) that put the game away. SMU now has five non-offensive TDs on the season, the most in the entire FBS. Can they count on such good fortune on the road? This is the Mustangs' first road game since Week 0 in August. Louisville suffered its first loss last week, but performed up to the oddsmakers expectations, losing by only seven in South Bend. And that was with three turnovers and going 1-for-5 on fourth down. Each of the Cardinals' turnovers led to Notre Dame getting points, including a four-yard TD drive. Louisville actually out-gained the Irish, 395-280. Prior to the loss, the Cardinals had not turned the ball over once in the first three games. We believe this spread should be closer to double-digits, and we will gladly lay under a touchdown with Louisville.